Why Motorcycle Crash Claims Are Treated Differently in Kent
Author : Brumley LawFirm | Published On : 22 Oct 2026
Why Motorcycle Crash Claims Are Treated Differently in Kent
When a motorcyclist is hurt in a crash, the injuries are often serious. The insurance claim can be just as hard. Riders face assumptions that drivers of cars rarely do, and those assumptions can affect how a claim is handled from the first phone call.
The Bias Riders Often Face
Insurers and even jurors can start with the idea that motorcyclists are reckless. That belief can show up as an argument that the rider was speeding, lane splitting, or not visible, even when the other driver caused the crash. Clear evidence is the best response to a story like that.
Common Disputes After a Crash
- Visibility: Drivers often say they “never saw” the motorcycle. This is a frequent explanation after left-turn and lane-change collisions.
- Speed: Without evidence, an adjuster may simply claim you were going too fast.
- Injuries: Road rash, fractures, and head or spinal injuries can need long treatment, and insurers may question how long you really need care.
Evidence That Helps
Photos of the scene, the bike, and your injuries can make a big difference. So can witness names, nearby camera footage, and the police report. Keep your helmet and gear in their current condition, and do not repair the motorcycle until it has been documented.
How Fault Works in Washington
Washington follows pure comparative fault under RCW 4.22.005. If you are found partly responsible, your compensation is reduced by your share of fault, but it is not eliminated. That is why how fault is described matters. Be careful about guessing or apologizing at the scene, and be cautious with recorded statements to insurers.
Do Not Wait Too Long
Washington generally gives you three years to file a personal injury lawsuit under RCW 4.16.080, though exceptions apply. Evidence can disappear much sooner, so acting early is wise.
When to Get Legal Help
Not every crash needs an attorney. But if you were seriously injured, fault is disputed, or an insurer is pushing a quick settlement, speaking with a Kent Motorcycle Accident Lawyer can help you understand your options before you sign anything. A settlement release usually ends your claim for good, even if your injuries get worse later.
