What Are The Benefits of Aditya Birla Health Insurance?

Author : Sahil Arora | Published On : 09 Sep 2021

Wondering about the health benefits that you will get if you purchase an Aditya Birla Health Insurance plan? You have come to the right place. In this article, let us talk about the top 7 benefits offered by Aditya Birla Health Insurance plans. Following are the benefits:-

  • Sum restoration benefit

  • Recovery benefit

  • Cumulative bonus

  • Free health check-up

  • Tax benefit

  • Wellness benefits

  • Second  opinion

  • Wide range of sum insured

  • 500+ daycare treatments

  • Modern/advanced procedures


Sum restoration benefit

Health plans offered by Aditya Birla come with a 100% sum restoration benefit that automatically reinstates the sum insured in case the policyholder runs out of coverage due to previous claims.

For instance, Mr. Shyam has purchased a health plan with sum refill benefit with a cover of Rs 5 Lakh. In case Mr. Shyam is diagnosed with an ailment that utilizes the whole sum insured. However, if Mr. Shyam gets hospitalized once again this sum restoration benefit will then come into action and will provide him coverage up to the original sum assured.


Recovery benefit

Various plans offered by the company provide recovery or convalescence benefits to its policyholder. This benefit is in form of a lump sum cash payout which will assist the policyholder in any medical expenses post-hospitalization.


Cumulative bonus

Receive the benefit of a cumulative bonus which increases the sum insured ranging between 50% to 150% as a reward for claim-free years.

This benefit will boost your sum insured coverage free of cost and the accumulated bonus can be carried forward yearly.


Free health check-up

Avail the benefit of free health check-ups once a year in any network hospital of the company.


Tax benefit

The policyholders can claim a tax deduction on premiums paid towards health policies Under Section 80 of the Income Tax Act.


Wellness benefits

The company offers numerous other value-added benefits like wellness coaching and chronic care management programs for severe illnesses.


Health rewards

The company offers health rewards in the form of bonus points that gives up to 30% off on policy premiums on next yearly renewal. This benefit will be provided to policyholder’s who maintain a healthy and fit lifesytle.


Second E opinion

In case of any critical illnesses, the company also offers to pay for any second opinion that will assist the policyholder in treating or getting a better idea of his/her condition.


Wide range of sum insured

Plans offered by the company provide a wide range of sum insured options starting from Rs 50,000 up to Rs 2 Crore.


500+ daycare treatments 

The company covers more than 527 daycare procedures/treatments that require less than 24 hours of hospitalization like dialysis, chemotherapy, radiotherapy, and so on.


Modern/advanced procedures

Health plans by the company also offer to pay for a listed set of modern and advanced treatments like stem cell therapy, cyberknife surgery, robotic surgeries, deep brain stimulation, and much more.



Above provided are a few general benefits that you will avail if you opt for a health plan from Aditya Birla Health Insurance.