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Fintech Voucher & Cashback Data Collection - CRED Fintech company

Author : Actowiz Solutions | Published On : 27 Feb 2026

Introduction

India’s fintech ecosystem has rapidly evolved into a complex network of digital wallets, cashback programs, gift vouchers, and brand-led reward campaigns. Platforms such as PhonePe, Paytm, Flipkart, and Hubble continuously update voucher availability, denominations, discounts, and redemption terms.

While these platforms unlock massive growth opportunities, managing daily-changing voucher and cashback data at scale presents a significant challenge. Even minor data inaccuracies can lead to failed redemptions, customer dissatisfaction, and loss of trust.

Manual tracking is slow, error-prone, and impossible to scale. To address this challenge, a leading Indian fintech platform partnered with Actowiz Solutions to build an automated, API-driven voucher and cashback data collection system.

Business Challenge

Fragmented Voucher Ecosystem

Voucher data was scattered across multiple platforms, each following different discovery flows:

  • PhonePe: Brand-based voucher search
  • Paytm: Deep-scroll gift voucher listings
  • Flipkart: Brand + gift card discovery
  • Hubble: Rewards and popular brands navigation

This fragmentation made it difficult to maintain consistency.

High Frequency of Data Changes

Voucher offers changed daily due to:

  • New brand campaigns
  • Cashback adjustments
  • Expiry and stock updates

Outdated data resulted in redemption failures and customer complaints.

Operational Scalability Issues

The platform needed to process:

  • 315 voucher products
  • ~37,800 records per day
  • Daily refresh cycles

without increasing operational overhead.

Business Challenge

The Solution

An Automated Fintech Voucher & Cashback Intelligence Platform

Actowiz Solutions designed and implemented a scalable, API-based data integration framework that automated daily voucher and cashback data collection across multiple fintech and marketplace platforms.

The solution combined structured data ingestion, validation, and delivery using Push and Pull APIs, ensuring flexibility and reliability.

Solution Architecture
Key Capabilities
  • Automated daily voucher data collection
  • Brand-wise and platform-wise tracking
  • Push API for scheduled delivery
  • Pull API for on-demand access
  • Structured JSON output for easy integration
Data Standardization Layer

All voucher data was normalized into a unified schema covering:

  • Platform name
  • Brand name
  • Voucher category
  • Denomination value
  • Discount or cashback amount
  • Validity window
  • Availability status
  • Last updated timestamp
Sample Data Output (JSON)
{
  "platform": "PhonePe",
  "brand": "Amazon",
  "voucher_type": "Gift Voucher",
  "denomination": 500,
  "cashback_percentage": 6,
  "cashback_amount": 30,
  "currency": "INR",
  "valid_from": "2026-01-21",
  "valid_till": "2026-02-05",
  "availability": "Active",
  "last_updated": "2026-01-21T06:45:00Z"
}
The Solution

Key Features

  • Daily Voucher & Cashback Monitoring
    Automated collection ensures fresh, accurate data every day across all supported platforms.
  • Push & Pull API Integration
    Flexible delivery allows both scheduled ingestion and on-demand access.
  • Platform-Specific Logic
    Custom logic for PhonePe, Paytm, Flipkart, and Hubble ensures accurate extraction despite different UI flows.
  • Scalable Processing Pipeline
    Built to handle tens of thousands of records daily without performance degradation.

Key Benefits

  • Improved Offer Accuracy
    Eliminated outdated voucher listings and incorrect cashback values.
  • Reduced Redemption Failures
    Accurate availability and expiry tracking improved customer success rates.
  • Operational Efficiency
    Removed manual monitoring and reduced internal workload significantly.
  • Faster Time-to-Market
    New voucher campaigns reflected across systems within the same day.

Business Impact

Results Achieved
  • 37,800+ voucher records processed daily
  • 315+ voucher products tracked
  • Daily automated refresh cycle
  • Significant reduction in customer complaints
  • Higher customer trust and engagement

Success Story

Empowering Fintech Platforms with Real-Time Offer Intelligence

By partnering with Actowiz Solutions, the fintech platform transformed its voucher and cashback operations. The automated system provided real-time visibility into offers across platforms, enabling better decision-making, improved customer experience, and scalable growth.

Industry:

Fintech / Digital Payments

Result

Accurate daily voucher &

cashback visibility across platforms

★★★★★

“Actowiz Solutions helped us automate daily voucher and cashback data collection across PhonePe, Paytm, Flipkart, and Hubble. The API-driven delivery significantly improved offer accuracy and operational efficiency.”

Product Manager, Fintech Platform (India)

✓ Daily voucher & cashback tracking via Push & Pull APIs

Why Actowiz Solutions

  • Proven expertise in fintech data collection
  • API-first architecture
  • High-frequency data refresh capability
  • Scalable, secure, and reliable delivery
  • Fast implementation turnaround

Conclusion