Can I Create Model Portfolios With the Best Mutual Fund Software for IFAs in India?
Author : Mutual Software | Published On : 26 Feb 2026
Creating model portfolios has become an important part of modern MFD practices. As an IFA grows, building every client portfolio manually becomes time-consuming and often leads to inconsistency in allocation and strategy. That’s why many MFDs today rely on the best mutual fund software For IFA in India that allows them to design structured model portfolios and use them as a foundation for personalized investment planning.
With the right system, IFAs can create predefined portfolio models — such as aggressive, moderate, or conservative — assign scheme weightages, monitor asset allocation, and generate client-specific plans with much less effort. This not only saves time but also brings discipline, scalability, and consistency to the MFD services.
Let’s understand how model portfolios work inside back office software and why they are becoming essential for IFAs managing multiple investors.
What is a Model Portfolio?
A model portfolio is a predefined investment structure created by an MFD based on:
risk profile
asset allocation strategy
expected rate of return
investment objective
For example:
Aggressive Portfolio
Moderate Portfolio
Conservative Portfolio
Each model contains selected schemes with specific weightage percentages, helping advisors maintain a structured approach to portfolio building.
How Top Mutual Fund Software For IFA in India Helps Create Model Portfolios
Modern software allows IFAs to:
Create model portfolios
View, edit, or delete existing models
Add schemes using search options
Assign weightage to each scheme
Monitor total allocation automatically
Instead of manual calculations, the system automatically tracks whether the total weight equals 100%, reducing errors.
Key Components While Creating a Model Portfolio
1. Portfolio Name
You can create clearly defined portfolios such as:
Aggressive Portfolio
Moderate Portfolio
Conservative Portfolio
This helps in quick client mapping and structured service.
2. Scheme Selection
Portfolio management software allows you to search and add schemes easily.
You can select funds based on:
performance
category
investment objective
risk level
3. Weight Allocation
Each fund can be assigned a specific percentage weight. Example:
Equity Fund – 60%
Debt Fund – 25%
Hybrid Fund – 15%
Weight-based allocation ensures balance and strategy consistency.
4. Asset Allocation View
The system automatically displays allocation across asset classes like:
Equity Funds
Debt Funds
Hybrid Funds
Solution-Oriented Funds
Others
This gives instant visibility into portfolio diversification.
5. Average Expected Rate of Return (ERR)
Software also calculates the average expected return based on selected schemes and allocation, helping MFDs estimate potential outcomes realistically.
Generate Personalized Investment Plans
One major advantage of model portfolios is personalization. After creating a model, software allows you to:
generate client-specific investment plans
adjust weightage if required
tailor recommendations based on investor needs
This saves time while maintaining consistency in advisory logic.
Why Model Portfolios Are Important for IFAs
1. Consistency in MF Services
Instead of designing portfolios differently every time, model portfolios ensure a structured approach.
2. Faster Client Servicing
You don’t need to rebuild portfolios from scratch for every new client.
3. Easier Risk-Based Recommendations
Different models can be created for different investor risk profiles.
4. Better Portfolio Discipline
Structured allocation prevents emotional or random fund selection.
5. Scalability
As your client base grows, model portfolios help you manage more investors efficiently without increasing effort.
Who Benefits Most From Model Portfolios?
This feature becomes especially useful if you:
manage multiple clients
provide goal-based investing
want standardized strategies
handle different risk categories
want faster portfolio creation
Final Thoughts
Model portfolios help MFDs move from manual portfolio building to structured, scalable MFD practices. With features like scheme selection, weight allocation, asset-class visibility, and expected return calculation, IFAs can create consistent investment strategies while still offering personalized plans to clients.
In short — model portfolios help you support investors smarter, faster, and more professionally.
FAQs
1. What is a model portfolio in mutual fund software?
A model portfolio is a predefined investment structure created by an MFD using selected schemes and asset allocation rules based on risk profile or strategy.
2. Can I edit or update model portfolios later?
Yes. Most mutual fund software allows you to view, edit, and update model portfolios whenever needed.
3. Do model portfolios help in client-specific planning?
Yes. MFDs can use model portfolios as a base and generate personalized investment plans by making adjustments based on client needs.
4. Is asset allocation shown automatically in model portfolios?
Yes. The software automatically displays equity, debt, hybrid, and other allocation percentages for better clarity.
