Choosing the Right Investment Manager in Singapore: Key Questions

Author : financial advice for British expats | Published On : 10 Nov 2025

The choice of investment manager in Singapore is among the most significant financial choices of expatriates. There are varying choices with a variety of solutions that can be selected such as personal banks and independent advisory service companies; therefore, it is wise to make the correct selection of the kind of solution that will help manage your wealth appropriately and in line with your future plans. These are some of the main questions that any expat ought to put before making a decision.

1. What is Your Expat Clients experience?

Expats possess distinctive financial circumstances, such as a combination of multiple sources of income, international taxes, and investments abroad. A perfect Investment manager for expats Singapore ought to possess a track record on dealing with overseas clients. Request them to provide examples of how they have assisted expats to manage global portfolios, or negotiate regulatory complexities.

1. What Do You Do To Be Licensed and Regulated?

In Singapore, the Monetary Authority of Singapore (MAS) is supposed to issue licenses to investment managers. This provides compliance, transparency and ethical financial practice compliance. Always cross-check the credentials and the registration of the advisor and his or her firm via official MAS.

1. What Is Your Investment Philosophy?

Various managers have varied strategies like active management, passive indexing or a mixture between them. Learning their investment philosophy allows to establish whether the investment philosophy fits into your risk appetite, time horizon, and financial goals or not. Find consistency, not profits.

1. How Are You Compensated?

Openness of fee is essential. There are those managers who will charge a flat annual fee and others make a commission on the products sold. Fee-only advisors are more likely to provide an unbiased advice because they do not rely on selling particular products in order to earn money. Insist on a line by line and line item account of expenses and secret expenses.

1. What Documentation and Assistance Is To Be Expected?

Overseas investors require excellent communication and transparent reporting. Make sure that your manager has been updating the portfolio regularly, reviewing the performance, and responsive consultations using digital channels or in-person meetings.

1. Do You have any assistance with Cross-Border Financial Planning?

The investment manager who is knowledgeable on global wealth management will assist you in maximizing the efficiency of tax, foreign exchange exposure, and planning of repatriation or relocation.

A good investment for expats Singapore is a matter of trust, transparency, and experience.