What is a Personal Injury Settlement Demand Letter?

Author : Joey Terry | Published On : 12 Feb 2024

Personal Injury Settlement Demand Letter is a formal written document sent by an injured party or their attorney to the party at fault (or their insurance company) in a personal injury case. This letter outlines the details of the incident, the injuries sustained, and the damages sought by the injured party as compensation for their losses. The primary goal of the demand letter is to initiate negotiations for a fair settlement before resorting to legal action.

Here are key components typically included in a Personal Injury Settlement Demand Letter:


Identify the parties involved, including the injured party (the claimant) and the at-fault party (defendant).

Facts of the Case:

Provide a detailed and factual account of the incident leading to the injury. Include dates, times, locations, and any relevant circumstances.


Clearly establish why the at-fault party is liable for the injuries. Include any supporting evidence, such as witness statements, police reports, or photographs.

Injuries and Damages:

List and describe the injuries sustained by the claimant as a result of the incident. Include medical records, bills, and any other evidence of damages (property damage, lost wages, etc.).

Medical Treatment:

Outline the medical treatments received by the injured party, including surgeries, therapies, medications, and future treatment recommendations.

Pain and Suffering:

Address the emotional and physical suffering experienced by the injured party. This may include pain, mental anguish, loss of enjoyment of life, and other intangible damages.

Lost Wages:

Specify any income lost due to the injury, including documentation such as pay stubs, tax records, or a letter from the employer.

Demand for Compensation:

Clearly state the amount of compensation being sought. This should be a reasonable and justifiable figure based on the injuries, damages, and applicable laws.

Settlement Deadline:

Establish a reasonable deadline for the at-fault party to respond and settle the claim.


Express a willingness to negotiate and resolve the matter amicably but make it clear that legal action will be pursued if a fair settlement is not reached.


Attach relevant supporting documents, such as medical records, bills, photos, and any other evidence.

It's crucial to maintain a professional and respectful tone throughout the letter. A well-crafted demand letter increases the likelihood of a successful negotiation and may help the parties avoid a lengthy and costly legal battle.


For more info about drafting demand letters for settlement contact us at +1 903 765-6073.

Read our sample >> Sample demand letter