Disability coverage rises amid pandemic

Author : Manjinder Singh | Published On : 13 Aug 2021

Many in Kitchener say buying disability coverage is more important to them since the pandemic. One in five say they are more likely to purchase this coverage, finds the survey of 1,001 Canadians .

Nearly 23 percent of Canadians have purchased their own disability coverage, up eight percent from last year. This means that 55 percent of Canadians now have coverage either through their workplace benefits or an individual disability insurance Kitchener plan.

Mental health challenges


Nearly two in five gen Z (38 per cent) and millennials (36 per cent) say they have suffered mental health declines since the pandemic began, according to an August survey by financial services firm Edward Jones.


The top reason cited by those who feel reluctant to admit or would not admit to struggling with a mental illness is privacy, followed by fear of being treated differently and stigma, finds RBC.


However, seven in 10 believe that disclosing their mental health troubles would have a negative impact on their own personal wellbeing, while two-thirds feel there would be negative consequences for family and friend relationships. Close to seven in 10 also say that there would be a negative impact on work productivity (67 per cent) and coworker relationships (65 per cent).


Nearly one in two (48 per cent) Canadians are “very concerned” about their mental health as a result of the effects of the COVID-19 pandemic, according to a survey back in June.


One in five people in Canada has a mental health problem at some point in life, according to the Centre for Addiction and Mental Health (CAMH). However, only about 30 per cent seek help, because of different reasons: some may not know they have a problem, some may not know that help is available and some may not be able to use the help because of barriers like cost, language and transportation.


“Others don't seek help because of the stigma (prejudice and discrimination) attached to mental health problems. They feel embarrassed or ashamed. They worry that they will be judged and misunderstood. They worry about being discriminated against,” says CAMH. “However, it is important to know that there are services that can help. And the earlier someone gets help, the less chance that the problem will come back or get worse.